Azzahra, Siti Nur Azizah, Tri Handayani Amaliah, and Surya Handrisusanto Ahmad. “Pengaruh Penerapan Environmental, Social, and Governance (ESG), Financial Technology, Dan Digital Marketing Terhadap Kinerja Keuangan Sektor UMKM Di Kota Gorontalo”. Jambura Accounting Review 7, no. 2 (August 1, 2026): 775 - 787. Accessed August 5, 2026. https://jar.fe.ung.ac.id/index.php/jar/article/view/351.